www.iva.co.uk

Do votes come in before the meeting and if so are we told about these or do we have to wait until the meeting date many thanks.

Yes the votes may come in before the meeting date/time but they can be changed right up to the meeting so most IP's won't tell you what they are in case they change. And I'm sure some can even be on the date/time and they could have the deciding vote.

Many creditors leave it to the last minute to vote but some will vote early. If there are problems beforehand the IP should contact you to try and address these but for small acceptances it is not worth it.

Thanks all hopefully everything will be fine on friday or bankrupcy it will probably be.

You should be fine as most are accepted. Who is your IP firm?

I was with vincent bond but they sent me over to knightsbridge not sure why but must be a reason.

I am sure you will be fine. VB refer their cases to a number of different IP firms and most IVAs are accepted. Fingers crossed for Friday.

Hi Bezo. VB don't have IP's who deal with IVA's in house. They get everything sorted out for you and then transfer you to one of their panel of firms to deal with the actual IVA.

Thank you for explaining fingers crossed will let the forum know how it went on friday was last thing my creditors are santander barclaycard nationwide natwest tesco credit card and next are these ok normally for iva's i have not heard alot about santander many thanks.

Usual suspects and I see no problems. I am sure you will be fine but it will be stressful until you hear for definite.