www.iva.co.uk

My last payment is due at the end of this month, the IVA company have decided to put an extra £50 on top which is fine it's a struggle to pay but I just want this finished it has been 6 years of hell but my IVA company have now asked for 3 months wage slips, 3 months bank statements p60 & incoming & outgoing is this normal practice or are they going to add something else on top

Hopefully you should be OK -- it is normal practice to carry out a final review to check all overtime, bonus's etc. have been accounted for. Outgoings is a bit of a waste of time though and might have been asked for in error.

We are with Cleardebt and have sent this info to them. Have been told that this is normal for the final review.Last payment was made end of July and just waiting for certificate now. I am very hopeful!

Hi relieved, what info did cleardebt ask for? Did they send out another I&E

Hi all...I have been waiting 2.5 for closure and they have just informed me that I need to send in a final I&E. I completed payments in April '12 and I had a pay rise November'12. So when they have my information they're going to say, I owe them money. The guy at DFD said don't worry about the figures..it's just protocol for closure. Somehow I don't trust this statement.

2.5 years (sorry)

that is just a joke jimbo

P60s, 3 payslips, 3 months bank statements, I and E with evidence of increases. We had confirmation that no ppi or equity needed so I am hopeful that we will be simple and quick. Last payment was end of July so I am thinking anything before October would be amazing.

Hi

is it normal to only ask for 3 months of payslips at final review?

Not sure. We only ever sent off 1 for annual review. They have P60s and April, May and June payslips so can see all we have earned from that anyway. Only ever sent off others if we were paid overtime, which wasn't very often!

WD relieved on getting to the end hope it gets closed for you quickly. Yes, strange that they ask for more at close down than they do for annual review

When was your last payment? And when did they send you in the information about your review?

Officially our last payment should have been July 13th (acceptance date) but had arrears to clear so end of July was actual last payment. Request for documentation must have come start of June as I emailed docs late June but that was only one month. Asked for additional two months a few weeks ago and I emailed that by return. To be honest, I am so looking forward to getting the certificate that I would send them pretty much anything!

Did you guys stop paying your direct debits when the end was due and then pay any extras directly? I want to cancel my DD as I paid final expected payment 1st September and don't want GT to take another £530 while they review whether i am finished... Any advice on this? Thanks

We paid by standing order. I emailed caseworker to confirm amount of final payment and cancelled the standing order after that. Have no equity and haven't earned overtime this year any month over 10% so have nothing else to pay. Check with GT but you should be ok to cancel.

Thanks Relieved - will do