www.iva.co.uk

Hi I have a year old iva,the bank that I use is messing me about and the branch is to far away so I want to switch to a different bank.I would like to know how easy it is and what banks accept people who are already in an iva.

Barclays will accept you for their Cash Card account. Visa debit card, online and mobile phone app banking. You have to apply in a branch though.

im with barclays we went into branch to open they were brill

The Co-op cash minder is also pretty good, you can deposit money into your account instantly through the post office. Tho only done this once as I'm always skint lol

One of my creditors is Barclays so that rules them out,and the co op said yesterday that they will accept me after my iva and not while im in one.so I don't know where to turn now.

Yorkshire bank accepted me and I told them I was in an IVA. Santandair turned me away - as did Lloyds. But it seemed to be the managers decision at these banks - they never even attempted to open me an account.

Ffrees offer a range of pseudo bank accounts - fees range according to the facilities you require, but there is a free option available. I've been using an account for a few months now and been quite impressed. No credit checks or insolvency questions involved, just an identity check.

Secure Trust is another one, but they charge £12.50pcm.

I applied 4 months ago for a cash minder basic bank account with the co operative and told them I was in an iva and was accepted look up General phone no up on internet I have had no problems and feel you should try again asking for the account said good luck

The phone no for co operative bank is 08448 44 88 44

Thank you for the number,will give them a try

I also have a pre paid credit card called cashplus details can be found on the web you can have your wages paid into this account and set up standing orders and direct debits they charge about £5 a month and also offer a £100 overdraft with low charges if you use it not usually offered for us in iva but comes in useful in an emergency as we all know they happen hope this helps

Your welcome Brad93 hope you get it sorted out soon

I went with Lloyds, I have a Visa debit card and cheque book with no hassles. definately worth trying.