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Posted: Tue Nov 11, 2014 9:32 am
by Ruth.t
Hi. my IVA is due to end on 16/11/14 and i've been told my completion certificate will be issued next week. The IVA started on 6/10/08 and was for 72 months with no extension. Theoretically, the IVA should disappear from my credit report, but will it? does it move from the public records section and get recorded elsewhere in the report?
Posted: Tue Nov 11, 2014 9:59 am
by Adam Davies
Hi
It should move from the public records section once the IP informs the insolvency register that your IVA is completed. It should also fall off your general credit report after October
Regards
Posted: Tue Nov 11, 2014 10:19 am
by Foggy
Sometimes a Notice of Correction is placed on the file, which they will remove when asked.
Posted: Tue Nov 11, 2014 11:05 am
by Adam Davies
Hi
Good point from Foggy, the notice of correction regarding the completed the IVA will actually do the opposite of what is intended, it will alert creditors to the fact that you had an IVA
Regards
Posted: Tue Nov 11, 2014 11:18 pm
by Ruth.t
Thank you for your responses. Foggy, who will remove it for me if i ask?
thank you
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Ruth.t
Hi. my IVA is due to end on 16/11/14 and i've been told my completion certificate will be issued next week. The IVA started on 6/10/08 and was for 72 months with no extension. Theoretically, the IVA should disappear from my credit report, but will it? does it move from the public records section and get recorded elsewhere in the report?
Posted: Tue Nov 11, 2014 11:25 pm
by Foggy
The credit reference agencies -- just email them via their websites. They are generally very helpful.