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Posted: Mon Dec 08, 2014 2:07 pm
by clee123
After severla months waiting- my Creditors meeting was today and I have just found it that they have accepted my Full and Final offer!! YIPEEEEEE, so December was my last payment - it means I can pay off my overdraft when I get paid and be clean for January and have some spare cash!
Posted: Mon Dec 08, 2014 2:34 pm
by Foggy
Excellent, clee123. Congratulations

Posted: Mon Dec 08, 2014 2:39 pm
by ivamess
That's great. What a lovely start to 2015
Posted: Mon Dec 08, 2014 2:49 pm
by Steve.123
Well done mate x
Posted: Mon Dec 08, 2014 4:21 pm
by welshwiz
Great news what a great start to new year, enjoy christmas
Posted: Mon Dec 08, 2014 6:48 pm
by Michael Peoples
Well done and perfect timing.
Posted: Mon Dec 08, 2014 6:48 pm
by Shining
A brilliant start to the New Year! Congratulations
Posted: Mon Dec 08, 2014 7:30 pm
by clee123
Thanks all! am so happy have bought a Tesco Value curry and naan bread meal for tea!! these habits are going to stick with me for ever (as I am sat in a fluffy onesie and no heating on and hood up!)
Posted: Mon Dec 08, 2014 9:27 pm
by kazzafunk
Well done - welcome to debt freedom!
Posted: Tue Dec 09, 2014 5:52 am
by luluj
Wonderful news ....happy christmas and new year for you !!
Posted: Tue Dec 09, 2014 12:17 pm
by Jules79
Fab news!! I remember how I felt when I heard the same news, have a super debt free New Year

Posted: Tue Dec 23, 2014 7:17 pm
by clee123
cheers everybody - called up my IVA company to see if they have recieved the cheque today and they are on holiday till 2nd jan. I was told previously to cancel my standing order and wanted to confirm, as it should ahve gone out on 1st. will have to wait now and see what they say
Posted: Tue Dec 23, 2014 10:59 pm
by linrog
But rember keep to your budget lesson learnt
Posted: Wed Dec 24, 2014 3:42 am
by luluj
I would cancel the standing order .... At worst a clerical payment would be needed ..... Go for it !
Posted: Wed Dec 24, 2014 10:25 am
by Foggy
I agree with Luluj --- making a manual payment will be far, far easier then trying to get back an overpayment
