www.iva.co.uk

I have had my second annual review and my payments have increased from £291 to £429 per month. They are saying that the pension contribution for myself and my husband are not included and also trust fund payments for the kids however they were agreed last year - can they do this ?

Hi

I would raise this direct with your IP, standard pension payments should be included if they fall within protocol levels, I don't think children trust fund payments would be allowed.

Very strange that they were allowed in your first year

Regards

I would argue that they were allowed in the first year and, therefore, were agreed by your creditors as allowable expenses. As such they ought not be able to back track on the agreement.

We paid a basic pension each month and had to stop our additional contributions whilst the IVA was ongoing.
Speak to your IP and seek their support in this ..if they were agreed last year can't understand, like foggy, how they can no longer be included

That's a big jump and as others suggest do talk to your IP or a senior team member, ask why they were allowed in the first year and now not so.