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Posted: Tue Dec 16, 2014 12:37 am
by Josephine.h
I have my first telephone appt next week to set up an iva . What will I be asked and what information do I need to send in ?
Posted: Tue Dec 16, 2014 4:40 am
by luluj
Try and have a list of your creditors and aporix amount owed.
You would also benefit from knowing your income and your expenditure so maybe a list of direct debits ..utility costs, council tax, insurance, rent/mortgage etc. The more you have to hand tge more accurate they can assess you for an IVA.
Posted: Tue Dec 16, 2014 7:45 am
by Foggy
I can only echo Luluj's advice above. But also make a list of any questions that come to mind now -- as they will go out of your head during the call.
Best of luck.
Posted: Tue Dec 16, 2014 9:14 am
by Michael Peoples
A little bit of background is also helpful as there needs to be a short explanation for the debt in the proposal.
If you need to open a new bank account try and do this in advance as it will speed things along.
Posted: Tue Dec 16, 2014 7:38 pm
by seagulls
However go ahead with the call even if you haven't got all the information to hand. Best to get the ball rolling as soon as you can . Its quite a long process at the best of times !