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Posted: Fri Dec 19, 2014 9:39 am
by villapb
Completion Certificate finally arrived this morning seven years from first visit to IP....OMG WHAT A RELIEF
Posted: Fri Dec 19, 2014 9:46 am
by Foggy
Congratulations villapb -- officially debt free at last
Onward and upward .......
Posted: Fri Dec 19, 2014 9:48 am
by linrog
well done xx
Posted: Fri Dec 19, 2014 9:49 am
by Michael Peoples
Congratulations from me too and hopefully now no one will ever know you had debt problems.
Posted: Fri Dec 19, 2014 9:56 am
by villapb
Thanks guys ....funny feeling tbh so used to life in iva....lesson learned.
Posted: Fri Dec 19, 2014 10:35 am
by Shining
so pleased for you, lovely christmas present and a great start to the new year.
Posted: Fri Dec 19, 2014 10:45 am
by ivamess
That is brilliant news and at the right time of year too! Cannot wait until it is my turn

but still got over 4 years. These threads help people like me to realise that there IS light at the end of the tunnel, so thank you very much for sharing.
Posted: Fri Dec 19, 2014 6:06 pm
by luluj
Great xmas present !!
Posted: Fri Dec 19, 2014 6:19 pm
by Adam Davies
Hi
Well done
Getting through an IVA is not easy
Good luck for the future and please keep posting, your experience will help many
Regards
Posted: Fri Dec 19, 2014 6:50 pm
by seagulls
Congratulations ! Great timing for a stress free Christmas with hopefully just a little more cash to splash !
As you say the new habits learnt will be with you now ..we are all so much wiser now !
Posted: Fri Dec 19, 2014 7:34 pm
by Goosed
Well done villapb,
Enjoy your Christmas and debt free future.
Posted: Fri Dec 19, 2014 8:12 pm
by welshwiz
Well done 7 years must have seemed like a lifetime but what a great Xmas present.