www.iva.co.uk

Just sent my 1st annual review back to my IVA company. My income hasn't changed but outgoings have increased slightly. It works out that my surplus amount is 16 pounds less. The reason for this is my gas/electric bill for the last year was a higher.

What will happen to my IVA for the 2nd year.

It is possible your monthly payment can be reduced to support your drop in surplus income or your allowances increased. Hopefully it won't belong before they respond.

Hope this gets sorted in your favour. This has happened to us in the past and payplan have changed the payment without any problems