www.iva.co.uk

Hi. I completed my IVA in August of 2013. All credit has been cleared on my Credit File apart from one debt to Barclays bank. Although being included when I entered the IVA in 2008. Barclays are showing in defaulted at the completion date of the IVA and not the start date. So, if they are allowed to show the default for six years, it means my Credit will not be clear for a total of 12 to 13 years. Can they do this?

No they cannot do this -- but it might be a bit of a struggle to get them to comply. Have you tried yet?

There is some useful info in the following link and a template letter:

http://pjgrecovery.com/clean-up-credit-rating.asp

Write to them, attach a copy of your completion certificate, I am sure they will amend their records once you do that.

Yep, I have this problem on my files too! With more than just Barclays!

I got the same problem with barclays everything has come off my credit file except barclays I have contacted the ombudsman and they are investigating this everything should come off after 6 years in my case it hasn't I should have come off the credit file a year and nearly 4 months a go I am fighting to get it removed from my file.

I had the same ...took three letters but in the end they amended it

Seems like Barclaycard doesn't like to acknowledge that we have completed our IVA's. I also have them showing on my credit file. I have sent them a copy of my CC and Noddle will also contact them for me. Just waiting now to see what happens

Hi croydon lady I did the same thing I sent my completion certificate and then I also made a complaint to them nothing happened they closed my account 2 years and 3 months after the iva started I should have come off in august 2013 according to experian I am not due to come off until november 2015.