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Posted: Wed Jan 28, 2015 2:12 pm
by Derekdr 40
I am at present half way through my IVA . Am planning to move in with my partner after my IVA is
finished . The question is would me having the history of the IVA would it effect her credit rating ?.Even if the house was in her name

Posted: Wed Jan 28, 2015 2:16 pm
by Michael Peoples
No reason why it should even if you moved in before the IVA completed. Each person has their own individual credit files and your previous problems should be reflected on her file. If you obtained joint accounts or a mortgage together there could be an association created but other than that I see nothing to be worried about.