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Posted: Thu Jan 29, 2015 9:14 pm
by Marian.g
I have a iva I was with NatWest but they closed my account down today and now I need to know what bank will accept me as I need a bank to pay my bill and rent with.
Posted: Thu Jan 29, 2015 9:56 pm
by recovering
I am WITH CO-OP but I KNOW FROM THIS FORUM Barclays seem to be really good at the moment
Posted: Thu Jan 29, 2015 11:00 pm
by Paddington1958
Yes, I have a Barclays Cash Card Basic Account and it's brilliant, have all my direct debits there and also have a debit card, no overdraft. It's very simple to set up just need to pop in any branch, can highly recommend.
Posted: Fri Jan 30, 2015 5:38 am
by nug1300
Barclays defo.
cash account with debit card, internet banking. It does what's reqired.
Posted: Fri Jan 30, 2015 6:51 am
by hubert
I can recommend Barclays cash card account too.
I opened it in-branch, quickly and easily. Barclays was one of my creditors and they still accepted me.
Excellent online service too.
Tell them you are in an IVA when you go to open the account. It saves a step because they will skip the credit check.
Posted: Fri Jan 30, 2015 10:50 am
by size5
Have to recommend the Co-Op Cashminder myself, absolutely brilliant account.
Regards.
Posted: Fri Jan 30, 2015 10:58 am
by JED
I have a CO-OP account. Does everything I need to do. Been with them now for 5 years and found there online and phone banking has always been excellent (British call centre).
Tempting fate here but never had a problem, couldn’t recommend them highly enough.
Posted: Fri Jan 30, 2015 5:31 pm
by kravarran
I'm with Co-op Cashminder and been good for me.
Posted: Fri Jan 30, 2015 5:36 pm
by recovering
I am with CO-OP and never had a problem, I thought I heard they weren't accepting new IVAers now but maybe and hopefully I am wrong
Posted: Fri Jan 30, 2015 6:35 pm
by harrysmummy78
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Marian.g
I have a iva I was with NatWest but they closed my account down today and now I need to know what bank will accept me as I need a bank to pay my bill and rent with.
Why have Natwest closed your account? are they one of your creditors worried now as we also bank with them.
Posted: Fri Jan 30, 2015 7:14 pm
by Norah
Hi there. My IVA company recommended THINK MONEY. They split your account for you by keeping the money to pay for all your bills (including your iva payment) and put over on to a card the money left over that you can spend. You cannot go overdrawn even if you try.They charge a fee of about £17.50 (cant remember the exact fee) but about £21,50 ish if there are two of you.
Posted: Fri Jan 30, 2015 7:24 pm
by MerlinL14
Another vote for Barclays.
Posted: Fri Jan 30, 2015 8:03 pm
by ilikewatch
Not a big fan of Co-Op since they stiffed me at the start of my IVA. However I've had no problems using Barclays and Ffrees both of which have been excellent.
Posted: Fri Jan 30, 2015 8:18 pm
by Shining
Hi and welcome to the forum. Did you have Natwest as your bank prior to entering the IVA and they are one of your creditors or is this a new account that they have closed down?
Posted: Mon Feb 23, 2015 11:28 am
by longslog101
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by ilikewatch
Not a big fan of Co-Op since they stiffed me at the start of my IVA. However I've had no problems using Barclays and Ffrees both of which have been excellent.
Can you expand on how coop stiffed you please ? I have just opened such an account yet but not started using it. The IVA proposal is in motion, so opened as a non IVA'er but you're the second person who has cast doubt over this account.
Was coop one of your creditors ?
I know a swallow doesn't make a summer but just curious as my wages would be paid to said account.
Thanks