www.iva.co.uk

I am over half way through my Iva. Last week I was involved in a cycling accident when someone open a car door as I was passing, and I have been off work since so I am obviously claiming personal injury and damage to my bike. I have been reading a lot of mixed views on what compensation can be kept. I have already spoken to the company dealing with my iva and been told that any money for my bike repairs I can certainly keep and usual that for pain and suffering is ok as well, so that is fine. I mean this is not going to be a huge payout but maybe 700-1000 pounds. My main question really is should I tell the solicitor dealing with my claim about the iva and would this effect the claim in any way? I feel like they are two completely different things and don't see why I really need to mention the fact the I am in an iva? Any advice is appreciated, thanks

Personally I would tell no-one about the IVA unless asked.

Agree - it's no-ones business but yours unless there is a requirement to disclose.

Hi

I also agree, only mention it if specifically asked

Regards

I agree too. It's a separate thing and may add a level of complication that's completely unnecessary.

And commiserations on being 'doored' - as a cyclist myself, I know only too well how horrific that can be. I hope you're on the mend and your bike wasn't wrecked.

Thanks for the replies that is very helpful. This is first time I ever been through the claim process, I think it all in place and should hopefully be quite straight forward. I actually had a quite of around 250 for the bike so a fair amount of damage but that will taken care of as part of the compensation, assuming I win the case. Thanks again

I took out a claim after being knocked down a few years ago. The guy was plainly not looking and drove over my bike too - I was very lucky to escape with just a sprained wrist. He refused to cooperate with the investigation, which caused me to win the case by default, but as I was dealing with his insurance company it took a long time. My advice would be to be very pro-active with your claim - keep on at them and don't let up. The best of luck with it!

Thanks, I feel it shouldn't take long since had to go to hospital in an ambulance. The police also arrived and took a statement from the woman who's fault it was. I have sent all the info to the solicitor along with a sick note that I now have from my doctor and a quote for damages to my bike. So with all this, even though I have no experience of claims, I feel it should be a very simple case.

It should be - you have a solicitor, whereas I didn't! I handled the whole thing myself, so there were a lot of delaying tactics and attempts to throw me off that I had to navigate through, so I had to be very tenacious. If you have a solicitor, it should take a lot less time and hassle!

Been there done that unfortunately a couple of times myself, before the IVA I hasten to add, but to be honest it makes no odds, you have been injured in a road accident and you should be entitled to keep any money from pain and injury, along with repair or replacement of the bike.

I Was allowed to keep compensation for pain & suffering