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Posted: Mon Mar 16, 2015 2:44 pm
by althas
Hi all

I am starting to check my credit files in anticipation of things comming off later this year. But I am not sure which is the date to make sure is correct. I am currently looking at the Equifax report and have these three

Date Last Delinquent
Default Date
Date Satisfied

Thanks

Posted: Mon Mar 16, 2015 2:51 pm
by back on track
its the default date.make sure that's the date you officially started your iva.then its 6 years from that date it should drop off.im in the process of getting my last one to go even tho its 6 yrs 4months from my date.cahoot seem to be playing silly beggers as the have had a copy of my cc and acknowledge the fact but just keep putting up as satisfied on Equifax.equifax are a bit toothless when it comes to getting whats on there right.

Posted: Mon Mar 16, 2015 3:38 pm
by althas
Thanks Back on Track. I thought it was the date of default, but when I saw the others I started to wonder

Posted: Mon Mar 16, 2015 4:48 pm
by Foggy
Useful background for clearing up here:

http://pjgrecovery.com/clean-up-credit-rating.asp