Posted: Wed Apr 15, 2015 6:06 pm
Hi All
It's been quite a while since I came on and spoke to you all, but I thought I would visit to share my fantastic news.
After six long long years (6 years due to Northern Rock involvement) I am delighted to announce that I have finally completed my IVA.
My case was one of those transferred to Creditfix, and although it should have completed last October, due to the transfer of PJG's cases, it took longer to get it all done and dusted, but I must say, in the end Creditfix were fantastic. They were conscious that my term had overrun, and did their best to get the paperwork signed off and completed as a matter of urgency. I spoke to a guy there called Alex, who advised me in the late stages of the process and what to expect, and it was he, in the end who forwarded my completion statement. He was brilliant and customer service was second to none. As you can imagine, I was delighted to see this nondescript piece of paper, just a short statement and signed by the IP, but to me, it was worth its weight in gold.
I have written to the three credit reference agencies and all my records are now clear, and I have also been removed from the Insolvency Register. I have an EXCELLENT credit rating so that is fantastic, not that I'm rushing out to take out more credit, but it is nice to know that I am not 'branded' anymore. This has all happened since mid March so I am over the moon.
Good luck to all of you who are part way through your IVA's. If I can do it, anyone can, so stick with it and all will come good, and the feeling of euphoria is certainly worth the wait.
I wish you all the very best of luck and will drop by from time to time to see if I am able to help with any posts.
Yours happily,
Kazzy [:D]
It's been quite a while since I came on and spoke to you all, but I thought I would visit to share my fantastic news.
After six long long years (6 years due to Northern Rock involvement) I am delighted to announce that I have finally completed my IVA.
My case was one of those transferred to Creditfix, and although it should have completed last October, due to the transfer of PJG's cases, it took longer to get it all done and dusted, but I must say, in the end Creditfix were fantastic. They were conscious that my term had overrun, and did their best to get the paperwork signed off and completed as a matter of urgency. I spoke to a guy there called Alex, who advised me in the late stages of the process and what to expect, and it was he, in the end who forwarded my completion statement. He was brilliant and customer service was second to none. As you can imagine, I was delighted to see this nondescript piece of paper, just a short statement and signed by the IP, but to me, it was worth its weight in gold.
I have written to the three credit reference agencies and all my records are now clear, and I have also been removed from the Insolvency Register. I have an EXCELLENT credit rating so that is fantastic, not that I'm rushing out to take out more credit, but it is nice to know that I am not 'branded' anymore. This has all happened since mid March so I am over the moon.
Good luck to all of you who are part way through your IVA's. If I can do it, anyone can, so stick with it and all will come good, and the feeling of euphoria is certainly worth the wait.
I wish you all the very best of luck and will drop by from time to time to see if I am able to help with any posts.
Yours happily,
Kazzy [:D]
