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				Posted: Wed Apr 15, 2015 8:31 pm
				by ashb
				I have now today received my completion certificate. The last five years have been a nightmare but so e lessons learnt.
			 
			
					
				
				Posted: Wed Apr 15, 2015 8:36 pm
				by MrsR
				Great news !
Did you have to wait long for it?
			 
			
					
				
				Posted: Wed Apr 15, 2015 8:43 pm
				by MerlinL14
				Congrats ashb. Good luck in your debt free future.
			 
			
					
				
				Posted: Wed Apr 15, 2015 8:49 pm
				by ashb
				I paid my last payment 26th Feb, then out of the blue I got a 7 k PPI payment which I paid in, signed the. Deed of assignment and got completion today
			 
			
					
				
				Posted: Wed Apr 15, 2015 8:52 pm
				by Foggy
				Great news Ash -- well done 

 
			 
			
					
				
				Posted: Wed Apr 15, 2015 8:58 pm
				by luluj
				Brilliant news ...enjoy debt freedom !
			 
			
					
				
				Posted: Wed Apr 15, 2015 9:13 pm
				by ashb
				I don't feel overjoyed, the toll of this has been high, break up of my marriage, heart attack, diabetese etc
			 
			
					
				
				Posted: Wed Apr 15, 2015 10:06 pm
				by Foggy
				Ash, my marriage went south ( I fear in large part due to the constraints of the IVA, but the financial nightmares leading up to the IVA didn't help). But I am still thankful to be debt free --- a new life to start is far easier without financial woes.
			 
			
					
				
				Posted: Wed Apr 15, 2015 11:09 pm
				by MrsR
				IVA's definitely are stressful at times, and can absolutly affect relationships as well as health.
I agree that their are lessons we learn from these challenging times, and as Foggy has said, this is your fresh start without the financial worries hanging over you.
			 
			
					
				
				Posted: Wed Apr 15, 2015 11:14 pm
				by Slowlygoingunder
				Wishing you well  for the future  and hoping you can get past the bad times