www.iva.co.uk

Hi
I just want know if you can move your iva into another company?
I have been told that you cannot upgrade your phone and cannot get internet at home, I have been using the internet café all the time and that cost's.
My wife has changed her job and the company were saying did she get made redundant? why is she moving jobs?
the company has said if your wife does not give her pay slip or does not want to get involved then your iva will be 50% or even fail.
need some advice.
thanks

No, you cannot move to another company. As for the wife changing jobs, just tell them, no, she was not made redundant and, in any event, it is not her IVA and no concern of theirs.

They want to see her pay slip to calculate your fair share of household expenses -- without this they will assume you pay half of the expenses. They cannot fail the IVA if she does not want to co-operate, as long as you continue to make the agreed payments.

Point by point.

you can upgrade your phone. I did several times.

we had internet at home and sky tv

if your partner doesn't disclose their income, bills will be split 50.50. This is fine if she earns more but will cost if she earns less

failure to comply can lead to failure. Depends what they are asking for I guess

Hope this helps.

Charanjit. All of these queries have been answered in your other posts asking the same questions -- I am afraid that the answers will not change.

The firm handling your IVA do not appear to be very knowledgable, or the person you are dealing with is just plain awkward and unhelpful. Maybe a complaint will help.

Who are you with ?

So long as the expenditure is not excessive then all of what you identified is allowable.