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Posted: Tue Jun 02, 2015 3:11 pm
by peenutbutter
One of the accounts that was included in my husbands IVA looks to have never have been put into default when the IVA started. It is only showing as late payments and the account being satisfied and closed in 2012

This is the account that Experian are saying will not be removed until 2018.

Do i need to go the the creditors (Clydesdale Finance) and tell them that the account eeds to be put into default from May 2009?...so that it can drop off the credit report? ....or does it have to stay on the report until 2018?

Posted: Tue Jun 02, 2015 7:11 pm
by Adam Davies
Hi

If you do nothing then it will not drop off until 2018
Worth contacting them and asking for the account to be shown in default on the date that your IVA started

Regards