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				Posted: Sun Jun 14, 2015 11:49 pm
				by Jayne.pl
				Hello, my full and final settlement offer was accepted on the 10th December 2014 completing my IVA 11 months early. It has now been 6 months and I am still waiting for the completion certificate, does it normally take this long?
Many thanks
			 
			
					
				
				Posted: Mon Jun 15, 2015 5:27 am
				by luluj
				Unfortunately the time it takes for your certificate to arrive depends on each set of circumstances and to a certain extent who your IP is. If PPI requirements are still outstanding or creditors have not yet submitted their final claims this will also impact.
			 
			
					
				
				Posted: Mon Jun 15, 2015 7:47 am
				by Foggy
				The issue of the CC takes as long after an early settlement as with the full term arrangement and, to a degree also depends on which company you are with. Some take a few weeks, others take a full 6 months plus. 
I would drop them a line asking if there is any particular hold up and if there is anything they need you to do.
			 
			
					
				
				Posted: Mon Jun 15, 2015 11:19 am
				by Dougie
				My F&F was paid in October 2014, still waiting for my CC as one creditor is taking forever to confirm their receipts of dividends etc. Very frustrating indeed 

 
			 
			
					
				
				Posted: Tue Jun 16, 2015 12:31 pm
				by Lisa Thomas
				Hi Jayne - contact your IP and ask them what the holdup is.  6 months is excessive.