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Posted: Thu Jul 30, 2015 6:44 am
by Tina.g
Hi my iva meeting is tomorrow. I have opened a new account which is the halifax Easy cash account will the halifax freeze this account or not. I do not owe money to them. Thank you
Posted: Thu Jul 30, 2015 7:12 am
by lifenoteasy
They shouldn't but make sure that you don't owe money owed in the same group of companies.
In reality Halifax is just a trading name.
Posted: Thu Jul 30, 2015 8:06 am
by kallis3
The only banks I know that will freeze accounts are HSBC and First Direct (same company really). I had an account with Barclays (no debt) and also a Barclaycard which was one of my creditors. I had no problems at all.
Posted: Thu Jul 30, 2015 10:17 am
by Adam Davies
Hi
Do you have any debt with Lloyds Banking group ?
Regards
Posted: Thu Jul 30, 2015 1:57 pm
by clanger
unless you owe the bank money why would they freeze your account
Posted: Thu Jul 30, 2015 2:18 pm
by kallis3
Doesn't matter with HSBC/First Direct. They are known for trawling the Insolvency Register and, even if you have no debt with them, they will usually close down your account.
Posted: Thu Jul 30, 2015 2:26 pm
by Foggy
Clanger, some simply do not pay attention .. see the IVA, or reference to a Trustee and assume bankruptcy procedures apply and freeze the account -- easy to rectify with a few wise words.
HSBC and First Direct are simply anti-IVA and will close as soon as they find out -- they do trawl the Register.
Posted: Thu Jul 30, 2015 9:48 pm
by luluj
Good luck vibes coming your way for tomorrow x