www.iva.co.uk

Further to my earlier post, we studied our original iva agreement which listed clearly barclays and the debt in question as part of the agreement. Am so stressesd as although we cleared our iva in full over 2 years ago, how can barclays now demand money which was part of the agreemeny? Am now worried that our ip made some error and it asnt been paid and we will have to pay this letter demanding 11k or else. Please help.

Don't be stressed!! Barclays were covered in the IVA and I'm sure that it is just a mistake.

Have you checked your credit records?

It will have been paid!

I would be ripping someone's head off on Monday!

They will have been included or they would have kicked up long before now. Have a look at your review paperwork, that will list who was paid what, as should the closing report to creditors, which you will have been sent a copy of.

Panic not .. you are protected. My guess is someone hasnt updated their records fully and it will be an error.
Talk to your IVA provider on Monday ..just cos your IVA ended two years ago does not mean they won't help and support you.
Although angry staying calm and professional when dealing with them will hopefully get you a quick response, apology and retraction of request.
Let us know how you get on.

I had a similar letter last week which made me panic. On investigation the letter was generated automatically when Barclays realised that they had been interest charged in error, which was credited against the original debt. The central file was already marked as settled, so nothing to worry about!

I think to stay calm is the way forward and hopefully it's just an error.

See darth_invader's post above, hopefully be the same/similar position for yourself. Do let us know.