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Posted: Fri Aug 14, 2015 4:05 pm
by briggadeen
Last payment was 3 February and today I arrived home to find my completion certificate dated 4th August!! I'm absolutely thrilled it's all over!

Posted: Fri Aug 14, 2015 4:18 pm
by Spencer.Last
That's great news briggadeen! Congratulations and all the best for a debt free future.

Posted: Fri Aug 14, 2015 4:18 pm
by Kevwillo
Well done and congratulations!! Can I ask why it has taken 6 months??

Posted: Fri Aug 14, 2015 4:51 pm
by kallis3
Congratulations briggadeen - well done for reaching the end!

Posted: Fri Aug 14, 2015 4:58 pm
by briggadeen
We were with grant Thornton so I wasn't expecting it this soon. I actually called to check it was right, only a paragraph long!!
Thanks everyone I can say it was an up and down 5 years but we lived still. We managed to go to Disneyland albeit our only holiday during the iva but I saved every penny for 18 months. I only ever looked on our iva as a 60 month loan and I guess that's how we got through it.

Posted: Fri Aug 14, 2015 5:50 pm
by Foggy
Congratulations :-)

Kevwillo -- GT routinely regard a 6 month wait as the starting point, rather than the back stop. They pretty much regard 6 months as fast !

Posted: Fri Aug 14, 2015 7:11 pm
by MerlinL14
Congrats briggadeen. It really is a good feeling finally getting that CC isn't it.

Posted: Fri Aug 14, 2015 7:31 pm
by footiemad
Congratulations and good luck for the future x

Posted: Fri Aug 14, 2015 7:49 pm
by hwima
Congrats. I have just submitted my I&E for a final review with GT. Hope the process will be completed within 6 months

Posted: Fri Aug 14, 2015 10:20 pm
by relieved33
Congrats! Enjoy your debt free future!

Posted: Sat Aug 15, 2015 1:44 am
by longslog101
Well done.... Happy days :)

Posted: Sat Aug 15, 2015 6:32 am
by luluj
Fantastic news and great to hear about GTs 'speed' ... looking at your iva as a loan is a great way to aporoach it.

Posted: Sat Aug 15, 2015 8:07 am
by country girl
Congratulations and best wishes for the future.

Posted: Sat Aug 15, 2015 10:17 am
by Ike
Great news, well done. I like to look at it as a loan too, counting down until last payment here. just 4 more to go!

Posted: Sat Aug 15, 2015 11:40 am
by Foggy
"One Loan to end them all" ... no idea what that is in Elvish :-)