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Posted: Mon Aug 24, 2015 7:26 pm
by bobbydavro
Hi to all
Just to let you know me and my wife have offered full and final offers based on "gifts" from a relative purely to pay off the IVA. We have offered basically the amount we would have had to pay had the IVA run its course for the next 3 years. The creditor review meeting is on the 8th September. In principle do you think this is a fair offer especially as this means the creditors getting what they would have got anyway plus paying it off 3 years early thus saving alot of time and fees etc.
Thoughts on the above
I will also let you know the outcome guys?
Cheers
Bobbydavro
Posted: Mon Aug 24, 2015 7:38 pm
by Foggy
Sounds like a good offer for all concerned. Best of luck

Posted: Tue Aug 25, 2015 6:00 pm
by Lisa Thomas
Yes especially as you have offered the same amount rather than less. They should take the money and run! Good luck.
Posted: Tue Aug 25, 2015 6:07 pm
by kallis3
Good luck Bobby - hope it goes ok.
Posted: Tue Aug 25, 2015 6:15 pm
by Adam Davies
Hi
I am sure that both your offers will be accepted.
Good luck
Regards
Posted: Tue Aug 25, 2015 6:58 pm
by bobbydavro
cheers guys fingers crossed
Posted: Tue Aug 25, 2015 8:36 pm
by MikeyM
Good luck. Hope all goes well. Our F&F meeting is set for 21/9. Our offers increase the dividend to our creditors - me from 45p to 53p and my wife from 25p to 30p so hoping all goes ok on this
Posted: Tue Aug 25, 2015 10:42 pm
by Kaz12
Good luck. My f & f meeting is tomorrow. After being in an iva for 4 years, I have everything my creditors accept my offer.
Posted: Tue Aug 25, 2015 10:44 pm
by Kaz12
*crossed
Posted: Wed Aug 26, 2015 7:39 am
by Evilmoo
Good luck. Ours is set for 7th September. Hopefully we will all soon be debt free!
Posted: Thu Sep 03, 2015 10:47 pm
by colin178
Hi guys, good luck to all with their meetings. can someone tell me how long the whole process took? i sent my offer letter to my IP on 19th August. Thanks.
Posted: Fri Sep 04, 2015 8:08 am
by lifenoteasy
It depends on who you are with - some take around 28 days, 3-6 months has not been unheard of.
Posted: Sat Sep 12, 2015 6:25 pm
by bobbydavro
Ok, so creditor meeting held last tuesday, got postponed until this tuesday due to one creditor saying they knew nothing about it..great, waiting again. Let you all know how it went after next tuesday
Posted: Sat Sep 12, 2015 6:31 pm
by kallis3
Fingers crossed!
Posted: Wed Sep 16, 2015 11:43 am
by Lisa Thomas
How did it go...?!