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Posted: Sun Aug 30, 2015 6:23 pm
by Alyson.24
Hi I finished my iva last October but did not have the certificate of completion till May 15. Do i need to contact the credit agencies and send them a copy of my completion in order to get things moving? I want to move house in the next 12 months so would this still effect my chances of getting a mortgage?
Thanku
Posted: Sun Aug 30, 2015 6:53 pm
by Foggy
The IVA will stay on file for 6 years from the start. Useful info here:
http://pjgrecovery.com/clean-up-credit-rating.asp
Posted: Mon Aug 31, 2015 9:48 am
by luluj
Its a good idea to speak to Ryan or Shaun ..forum experts in mortgages and gain their professional advice. Contact details are under ask the experts on the left.
Posted: Mon Aug 31, 2015 1:15 pm
by Christabelle_sparkle
I can personally vouch for Ryan & Shaun. I have spoken to Ryan recently and he has been very informative and reassuring about mortgage options post IVA.
Posted: Tue Sep 01, 2015 11:27 pm
by Ryan
Hi Alyson.24
Foggy's advice and link is great advice. You need to contact all credit agencies and get the details correct.
Happy to look at these for you and can supply template letters to help if you would like to get in contact