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Posted: Mon Sep 07, 2015 12:23 pm
by Rickne
So I went to sign up for some new internet at home and I was about to click purchase when I saw the big "ok for us to check your credit report" button". I know more agencies check this than I realise at times but ive dropped other services to afford this. This isn't a credit aggrement after all so I shouldnt get in trouble right?
You know the saying ..if in doubt.
Posted: Mon Sep 07, 2015 12:37 pm
by Lisa Thomas
I'm not sure whether a virgin contract is credit - I can't remember if you terminate the agreement whether you have to pay the whole amount. Someone else will clarify I'm sure. In the meantime if it's not credit you're fine. If it is credit it sounds like you haven't started it yet so still time to get permission from your IP.
Posted: Mon Sep 07, 2015 12:42 pm
by kallis3
I think you are usually tied in for twelve months - you are with Sky and BT.
On the other hand I have not heard of anyone being denied a contract whilst in an IVA.
Posted: Mon Sep 07, 2015 12:45 pm
by KAYKAY
When I completed my IVA we were allowed to keep our sky package, but we were only allowed the basic package costs in our expenditure, if we wanted the full package we had to find the funds for the rest by cutting back on some of the other allowances. Not sure if this will help or not, but thought it worth mentioning.
Posted: Mon Sep 07, 2015 1:01 pm
by Rickne
Hmm ok ive only applied for rolling monthly contracts with companies since the iva. like gym , and Playstation +. So a year contract may be different. I had a sky contract when i started IVA which ive since ended. this would replace that. On other hand , probably less hassle just to get it in my parents name
Posted: Mon Sep 07, 2015 1:06 pm
by kallis3
We kept our Sky package and also managed to keep some extra's by cutting back.
If your parents can put it their name it might be best to do that.
Posted: Mon Sep 07, 2015 4:40 pm
by Helen.k
we've managed to change our internet and mobile packages with virgin a couple of times over the course of the IVA with no problems.
Posted: Mon Sep 07, 2015 6:48 pm
by MerlinL14
We were allowed to keep our existing Virgin package during our IVA, we also renewed our Virgin mobile contracts several times without issue.
Posted: Mon Sep 07, 2015 9:14 pm
by mole
Like Jan we kept our existing sky package (and gym membership) and this was my main entertainment for 6 years.
It worked I am now fit as a fiddle.
Posted: Mon Sep 07, 2015 9:17 pm
by mole
And have watched every boxed set out there
)
Posted: Mon Sep 07, 2015 10:06 pm
by kallis3
Never watched any box sets mole!
Posted: Tue Sep 08, 2015 5:01 am
by luluj
We swapped when moving in our iva between sky and virgin with no issues. They do do a check but it doesn't appear to have impacted their decision. All I would say with Virgin is they start off cheap and slowly and quietly they get expensive ... mind you Sky appears to have done that too recently !
Posted: Tue Sep 08, 2015 3:33 pm
by Shining
I'm not sure about Virgin as never had it but Sky you can renegotiate your package every year and ask for current offers, they do not advertise this but it's clearly marked on my calendar as an annual event for me.
Posted: Tue Sep 08, 2015 9:41 pm
by luluj
I'm ringing on Friday Lesley ..will walk unless they reduce my bill
Posted: Wed Sep 09, 2015 4:35 am
by Shining
good luck Luluj, each year I just ring up and say what offers do you have to retain me as a customer and they always offer me something. Like you I'd go without a good deal.