Posted: Mon Sep 21, 2015 10:53 am
Hi all
In the process of the clean up and improve following my completion in August [:D]
I have an Aqua card that has a relatively small limit of £300.00 on it.
I have got this with the intention of getting my fuel on it and have set a direct debit up to clear the balance each month.
My problem is that I feel a bit uncomfortable when it hits the over £100.00 mark so end up paying it off with a debit card payment before the direct debit is due. (A bit different to 6 years ago[:I])
Is doing this not helping my credit rating improve? I know I will have the money to clear it when the direct debit is due, but really don't like the idea of the balance getting higher. I know I could just switch and use the debit card but then its almost defeating the object.
Cheers
In the process of the clean up and improve following my completion in August [:D]
I have an Aqua card that has a relatively small limit of £300.00 on it.
I have got this with the intention of getting my fuel on it and have set a direct debit up to clear the balance each month.
My problem is that I feel a bit uncomfortable when it hits the over £100.00 mark so end up paying it off with a debit card payment before the direct debit is due. (A bit different to 6 years ago[:I])
Is doing this not helping my credit rating improve? I know I will have the money to clear it when the direct debit is due, but really don't like the idea of the balance getting higher. I know I could just switch and use the debit card but then its almost defeating the object.
Cheers