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Posted: Wed Sep 23, 2015 9:49 pm
by leannep
I was in an IVA over 6 years ago (6years was up in April) I've recently got access to my credit reports. The defaulted a/c is still showing (although it says satisfied)for MBNA. Am I correct in thinking this should now be removed as 6 years have passed? The other cards are not showing now. If so can anyone point me in the right direction/ provide contact details for the correct department for MBNA to get this removed? Thanks

Posted: Thu Sep 24, 2015 12:11 am
by longslog101
Check the date of the default on the account, it should be no later than the date your IVA setup date.

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http://pjgrecovery.com/clean-up-credit-rating.asp