www.iva.co.uk

Hi I have recently been promoted at work and now have to get a corporate credit card. I work for barclays and it's a barclays corp card. There is no mention of a credit check just mentions an identity check. However it doesn't state there is no credit check either! I did a f&f just over a year ago and got my completion certificate a few months later. My 6 years after the start date isn't up until April 2017. I just wondered if anyone else has had to apply for a corp card and if they credit checked them?

Hi and welcome,

I believe there was another post on this yesterday and because it is a company card and they are responsible you should be ok.

have read conflicting reports about this, did you work for the bank before your IVA?

It may depend on how it is repaid - if your employer directly repays it then unlikely you may be credit checked.

If you pay it and then claim the money back you may be credit checked.

American Express will probably credit check irrespective.

I wasn't credit checked at my previous employer. I thought that anyone performing a credit reference check on you had to tell you that they were going to do one.

Depends on what your terms and conditions of employment are.

This might help

http://www.experian.co.uk/downloads/con ... lained.pdf

I applied for a corporate Amex while still in my IVA. They did a search and it did show on my Experia credit report, but I was still approved and issued with my Amex card.