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Posted: Sun Nov 08, 2015 6:08 pm
by bobbydavro
Recieved CC certificate. How long until it appears on my credit report that the IVA is satisfied?
Posted: Sun Nov 08, 2015 6:11 pm
by kallis3
IVA will show on your record until 6 years from the original date.
Posted: Sun Nov 08, 2015 6:13 pm
by bobbydavro
Yeah but it will show saitisfied though wont it. Who notifies the credit agencies that its satisfied?
Posted: Sun Nov 08, 2015 6:31 pm
by kallis3
It will be your IP
Posted: Sun Nov 08, 2015 6:43 pm
by Adam Davies
Hi
I don't think that the IP will notify the credit agencies, you will have to do this yourself if you want to
Personally I would do nothing, just keep your CC safe and allow the six year time term for the IVA to drop off your various credit files
Regards
Posted: Sun Nov 08, 2015 6:48 pm
by kallis3
I thought the IP informed the agencies that the IVA was either satisfied or complete?
Posted: Sun Nov 08, 2015 6:52 pm
by Adam Davies
Hi
They inform the online insolvency register so that a record of your IVA is removed, I do not believe that they contact the three credit reference agencies
Regards
Posted: Sun Nov 08, 2015 6:59 pm
by lifenoteasy
It will be an update from the insolvency register.
Posted: Sun Nov 08, 2015 7:31 pm
by Lou74
When I got my CC, the accompanying letter stated that the Ip would notify the insolvency service, but it suggested that I should send a copy to the credit rating agencies and it also included the addresses of each one. My default dates are all at the time my iva was agreed, so I'm presuming it will just drop off at the 6 year mark anyway?
Posted: Mon Nov 09, 2015 3:23 am
by luluj
You can ask them to update your records personally but it will have little impact until the 6th anniversary ... I would let things just happen if it were me.