www.iva.co.uk

I completed the 60 months + 12 months payment in lieu of my mortgage equity. Now the Grant Thornton ( which is now Aperture) is requiring me to pay extra 12 months because I couldn't release the equity from my property. I like to know if this is a correct practice.

This is ridiculous; I have just been told by Aperture my IVA will be extended for an extra 12 mths because I can't remortgage; I accept this in the terms of the IVA but according to my agreement if there is no equity they can't include the property and the IVA concludes. Someone please advise Mercedes and I about this!! How can they keep extending the IVA - if this goes on for another 2 years I will have paid as much as I initially owed the creditors. Might as well have entered into an agreement with them rather than going down the IVA route.

GT are "having problems" with new computer systems.

Complain immediately stating that you expect the letters to be withdrawn and your cc's to be issued without further delay.

GT/APerture are clearly heading for another showdown with the regulators !! Mercedes you certainly don't have to do this, written complaint now, let the regulators know too.

Why on earth are GT/Aperture allowed to continue trading ? so many posts of complaints on here abut them ! And why do the citizens advice bureau keep referring people to them....I despair !

No this is not right. Are you sure the extension of 12 months was in lieu of equity? If it was they can't have it twice. Write back to them to this effect.