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Posted: Sun Nov 15, 2015 9:54 pm
by Carol.c
I've just gone on iva and every bank has turned me down to open basic account also could you tell me if you've ever heard of acorn bank
Posted: Sun Nov 15, 2015 10:36 pm
by KAYKAY
Did you try for a Santander Basic account?
Posted: Sun Nov 15, 2015 10:53 pm
by Mont
I've been with lloyds all the way through they are aware. Just basic account but no problem.
Posted: Sun Nov 15, 2015 11:15 pm
by skint til payday
Hi.. Have you tried the Coop? Also Metro Bank will be a good choice for you as that's what I had at the time of my iva. I know the basic Metro Bank account will let you have an account. The only thing you need to do is ensure you're on the electoral register as they do an address verification check (NOT a credit check).
Good luck!
Posted: Mon Nov 16, 2015 5:15 am
by lifenoteasy
Secure trust or ffree.
The former has a £12.50 per month charge though.
Posted: Mon Nov 16, 2015 6:59 am
by linrog
barclays basic account
Posted: Mon Nov 16, 2015 8:34 am
by Adam Davies
Hi
Always best to sort a new account before IVA is in place
Regards
Posted: Mon Nov 16, 2015 9:16 am
by Michael Peoples
I agree with Andy and I am surprised your IP firm did not advise you to do this earlier. You could try Yorkshire Bank if no luck with the other suggestions.
Posted: Mon Nov 16, 2015 6:21 pm
by grimswold
Yorkshire bank basic account. Accepted knowing we were in IVA
Posted: Mon Nov 16, 2015 7:43 pm
by Shining
Hope you get sorted there are a few options out there.
Posted: Mon Nov 16, 2015 8:09 pm
by longslog101
A cashplus account will get you an account number and sort code in a matter of minutes with an online application, there are no credit checks, there is a monthly fee but this link gives you free usage for 3 months and no monthly fee, and a free £5 with a £50 deposit you get your card about 5 days after application.
Both I and the mrs have one and we use it as our spending money account each month.
http://www.moneysupermarket.com/prepaid-cards/
Also have you tired Calling up coop and asking for the forms for a basic cashminder account (can't do online).
I actually use my cashplus more than my coop as I can do everything I want on it online and across the road at the post office for paying in and out (no cheque book with it though).
I too am surprised your IVA provider didn't check you had one pre IVA.
Posted: Tue Nov 17, 2015 5:02 pm
by Lisa Thomas
Hopefully you have a few more options to try. I'm sure you will find something.