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Posted: Sat Nov 21, 2015 3:38 pm
by Lucy.20
Hi, I'm a teacher whose iVA is up in August. Also 6 years since it began due to maternity break. I have not missed any payments. I earn £34000 a year and my husband £20000. My mum is putting up a £18000 deposit for us. Likelihood of getting mortgage in August or shortly after?
Posted: Sat Nov 21, 2015 4:02 pm
by lifenoteasy
Speak to Ryan or Shaun under ask the experts.
From what I have seen they normally say that iva needs to be off your credit record which should happen as soon as you have your completion certificate.
Posted: Sat Nov 21, 2015 6:16 pm
by Michael Peoples
Sounds like it may be possible so speak to one of the mortgage experts.
Posted: Sat Nov 21, 2015 11:21 pm
by luluj
You might have to wait until you receive your certificate but no harm.in speaking to Ryan now to set things in place etc
Posted: Sun Nov 22, 2015 7:46 pm
by Ryan
Hi,
Happy to discuss things now so you are all ready for August.
You will need your completion certificate and all credit files clear to get the best rates.
Posted: Mon Nov 23, 2015 2:55 am
by Shining
Hoping that Ryan or Shaun will be able to help. Worth a chat at least to find out what you need to do to make this happen. All the best.