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Posted: Fri Nov 27, 2015 12:10 pm
by Lisa.53
Hoping somebody will be able to help me, massive error made today on my part, my IVA is now complete through F&F and completion cert received 23rd Nov however my partner sent me some money today to which was supposed to be my bank current account I currently used but for some absurd reason I reeled off my old account number for a bank account which was included in my IVA. I am trying to contact them to ensure the funds are returned to him and not lost but does anyone have any advice - I dont know if they will just keep these funds, feeling very stupid and very sorry for myself as my partner was helping me out with a huge car repair bill I have just had the pleasure of after it failed its MOT! here I was looking forward to a merry xmas having completed my IVA and now its turning into a nightmare
Posted: Fri Nov 27, 2015 12:31 pm
by Lisa.53
Panic over - eventually got through to the bank who say as there is a stop on the account the funds should bounce back to the senders account - fingers firmly crossed they appear back in my partners account later!
Posted: Fri Nov 27, 2015 12:34 pm
by kallis3
Just seen this - so glad it appears to be sorted and you can get the funds paid into the correct account!
Posted: Fri Nov 27, 2015 12:36 pm
by Michael Peoples
The bank should either return the money to your partner or release it to you. They legally cannot keep the money but you may need a letter from your former IP confirming they have no interest in the money. It could be a hassle but you should get it back.
Posted: Fri Nov 27, 2015 10:26 pm
by Lisa.53
Sadly the funds haven't been returned to my partners account this evening but still keeping fingers crossed for the morning (although it is Saturday tomorrow!) really do hope it will come back, hoping that having my completion certificate makes things a little more straightforward.
Thanks Michael for your advice I may have to contact my former IP if it isn't resolved on Monday
Posted: Sat Nov 28, 2015 8:58 am
by kallis3
It maybe that it takes a couple of working days so hopefully at the beginning of next week it will be back.
Posted: Sat Nov 28, 2015 11:52 am
by Shining
Fingers crossed for you - keep us updated.
Posted: Tue Dec 01, 2015 3:27 pm
by Lisa.53
Phew! Money was returned to my partners account yesterday - thankful that was relatively painless just before christmas! goodness knows what made me reel off an old account number to him when he asked!
Posted: Tue Dec 01, 2015 3:52 pm
by kallis3
That excellent news Lisa!
Posted: Tue Dec 01, 2015 3:53 pm
by Michael Peoples
Nice relief for you and you are right about the timing!
Posted: Tue Dec 01, 2015 4:24 pm
by Lisa Thomas
Phew! You won't do that again in a hurry
Posted: Fri Dec 04, 2015 3:43 am
by zee
Good that it was all resolved.
Don't beat yourself over it- I made a similar mistake right at the start of my IVA and thankfully got it resolved within days.