Page 1 of 1

Posted: Thu Jan 21, 2016 4:27 pm
by Beth1978
Hiya were due our last payment next month after doing this Iva for 7 long years @ 420 a month can anyone shed light on how long it's going to take to complete and how do we see our credit sore

Posted: Thu Jan 21, 2016 4:44 pm
by kallis3
It is dependent on the company at the moment as some are taking longer than others.

You can check your credit score by using Noddle and Clearscore who are both free and Equifax which will cost you £2.

Posted: Thu Jan 21, 2016 4:45 pm
by Michael Peoples
You can get your credit file from experian, equifax or call credit for £2 and other sites do it for free. Completion is a different matter as some firms are quicker than others. You need to ask your IP but given that you have paid for seven years I would hope they would prioritise the closure.

Enjoy that extra cash.

Posted: Thu Jan 21, 2016 4:56 pm
by Beth1978
Thank you we can live in hope there quick I checked my credit score today

Posted: Thu Jan 21, 2016 4:57 pm
by Beth1978
I also rang them today they said 6 months might be sooner I don't rate them much

Posted: Fri Jan 22, 2016 9:35 am
by Lisa Thomas
I understand 6 months is the maximum they can take to close (without a justified reason for the delay) before a complaint can be upheld.

Some firms are quicker than others. Keep the pressure on them to close quickly.

Posted: Fri Jan 22, 2016 9:37 am
by Beth1978
Thank you I'll be on there case once the last payment has gone nxt month there not very friendly or clear on what they tell you

Posted: Fri Jan 22, 2016 12:00 pm
by Lisa Thomas
You're welcome. Hopefully the worst case scenario is August. Keep the pressure on them.