Posted: Sat Jan 30, 2016 2:33 pm
Hi, we are 2 years into an IVA (wish we hadn't done it) we are currently renting privately and it is killing us. We have 4 children! We could easily afford a mortgage as both of us have managed to change careers and both now in the police.
Is there any mortgages out there for us? 100% at that! Probably not. We have done everything we can to make things better jobs etc but still struggling, both are full time and yet seems to be no help out there for us at all. We have been told off record one of us should leave our job as would get more on benefits?????
£1200 per month rent (going up to £1400 next year) is crippling us and a mortgage would be lower and would have more money to clear IVA quicker. Jobs are secure. Is there anywhere or anyone who help/advise because it's starting to cause a huge amount of stress.
Thanks
Stephen
Is there any mortgages out there for us? 100% at that! Probably not. We have done everything we can to make things better jobs etc but still struggling, both are full time and yet seems to be no help out there for us at all. We have been told off record one of us should leave our job as would get more on benefits?????
£1200 per month rent (going up to £1400 next year) is crippling us and a mortgage would be lower and would have more money to clear IVA quicker. Jobs are secure. Is there anywhere or anyone who help/advise because it's starting to cause a huge amount of stress.
Thanks
Stephen