Posted: Sun Feb 14, 2016 1:46 pm
Hi, this is a long story so bear with me! Last year my father in law had a heart attack putting the business that my partner works in at risk (he now earns minimum.wage and the company will cease to trade this month). I also found out I was pregnant 2 months later. So when my company gave me a bonus I kept it and didn't tell the iva company (stupid I know but I was scared). I've also just looked back at the last income and expenditure I did and realised I have underplayed my income by £400. The weird thing is I mention the £400 in an email I sent to them but for some reason didn't put it on the spreadsheet. I paid the final iva payment in August last year, the only thing g outstanding is my payslips, so all of his will come to light when I send those in. The problem is how to handle it. I'm on maternity leave and do a job where I travel loads so going back early isn't an option. And when I do go back I'll have nursery fees of almost £1000 a month. Oh and my pay slips show that I get expenses paid to me, although as I have to pay for those the month before claiming them back these aren't earnings. Help! I really don't know ow what to do. I have no money and the house I own with my ex husband is in negative equity so I have no assets. And as mentioned before I can't make any payments going forward when I go back to work. I'm worried they'll make me bankrupt, but to what end?? Some advice on what to do would really be appreciated. I know I've been really stupid but fear got a hold of me.