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				Posted: Tue Mar 01, 2016 4:15 pm
				by Struzzo39
				Hi all. We are now 12 months since completing our iva . What are our options in regard to getting car finance ? Would a high street lender be an option?
Even though we have completed I still feel that our past hangs over us
			 
			
					
				
				Posted: Tue Mar 01, 2016 4:18 pm
				by kallis3
				Hi - is your credit score totally clear?   If so then you should be ok.
			 
			
					
				
				Posted: Tue Mar 01, 2016 4:20 pm
				by Struzzo39
				Been on a site which shows there is just mortgage outstanding . Shows iva was completed. But still states we have a poor rating
			 
			
					
				
				Posted: Tue Mar 01, 2016 5:21 pm
				by Lisa Thomas
				Some people suggest getting a credit card will a small limit which you pay off on time every month in full to start rebuilding your credit.  Vanquis is one mentioned often on here.
			 
			
					
				
				Posted: Tue Mar 01, 2016 6:14 pm
				by kallis3
				Capital one will do a soft search on your file to see if you are able to get a card.