www.iva.co.uk

Hello,

On the grand scheme of things this isn't a big issue but does anyone in an IVA have a bank account with a contactless card? I have a co op cashminder account for a few years which i was really happy with but the card is really an electron not visa debit and not contactless. Seems silly but i just wondered if anyone had managed to get an account with a more up to date card?
I pay alot into my accojnt and have run it realy well but no upgrade in sight (which i fully understand!) But if 14 year olds can have contactless cards why don't banks let basic accont holders have one?

Hi, good question and there may be someone out there who can help.

When I was in my IVA, I always wanted a pay at the pump card which I never managed to get until after.

I guess because banks make no money from Basic accounts they don't need to offer anything more than a basuc card!
Didnt really bother me until recently when ive had a few comments about using a "old card" when buying a coffee! Everyone seems to be usig apple pay ect, even kids!

I personally am not keen on contactless as it takes a few days to go out of your bank and catch up so to speak, I like a live balance as despite being out of the IVA now, I do tend to check my bank still a little too often at times. I agree it's quick and easy though.

My Cashminder cards are not contactless -- but due to be renewed in November, so issued before it became "the thing". However, they ARE Visa Debits, not electron.

My card does say visa debit but in some shops it shows up as electron at the till point/on receipt

Must admit that I agree with Lesley - not happy with using contactless at all.

Always managed to keep a full account with Barclays during the IVA and even with the basic Nationwide account we could use the card at the pump.

I'll stick with the chip and pin I think (when I can remember the pin!!)

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by annierose

My card does say visa debit but in some shops it shows up as electron at the till point/on receipt

That is down to the shops not updating software when the numbers allocated to Electron changed.

Kallis, I don't like the contactless cards either and carry ones I do have in a shielded wallet, or don't take them out unless I know I am going to need them. My fear is that, by making these smaller transactions so swift, easy and painless using contactless, I will, once again, lose contact with the fact that I am frittering away REAL money !

Too right! I have mine in my purse and they come out at the checkout. For smaller transactions I still use good old fashioned cash!!

I used contactless once and the wife went balistic as it messed the current account up,needless to say never used it since

Hi there,

While my husband and I were in our ivas, we both got issued contactless cards for our visa debit cards from Barclays.

I use my contact less frequently for the tube etc, but my husband rarely uses his.
Must be mindful of accidental double amounts taken