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Posted: Sun May 08, 2016 8:19 am
by Norah
Hello. I have finished my iva which started in April 2010, paid up. Off the insolvency list and iva has come off my credit listing. However one of the debtors who bought the original of one of the debts is still showing as a default. Not sure what to do now. Any advice please?
Posted: Sun May 08, 2016 9:01 am
by kallis3
Hi,
If you have your completion letter then send a copy to the creditor asking them to remove all defaults back to the date the IVA started. They should then drop off.
Posted: Sun May 08, 2016 9:21 am
by Foggy
Get them to re-date the default correctly. If it is only a few weeks out of date ... wait. Look here:
http://debtcamel.co.uk/repair-credit-record-iva/
Posted: Sun May 08, 2016 12:18 pm
by Norah
Thank you both. I will give this a go as suggested. Thank you..
Posted: Wed May 18, 2016 8:22 am
by Norah
Hello. Thought I'd give an update. I am pleased to say today the default account has come off. The date was later than it should be. I'm very happy to see that go. It's been hard going sometimes but now I am out of debt I feel free. Good luck to others. Thank you to this forum for keeping me sane with your excellent advice.
Posted: Wed May 18, 2016 9:06 am
by Foggy
Excellent news
Posted: Wed May 18, 2016 9:20 am
by kallis3
Great news!!