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Posted: Sat Jun 04, 2016 10:54 pm
by sm1
Hi,
I completed an IVA a couple of years ago. I was with debt free direct. This month my ex and I both received checks for refund on PPI. This cheque was debt free , is this correct?

Posted: Sun Jun 05, 2016 8:31 am
by Shining
Hi, not sure on this one as I know there is a lot of confusion with PPI at the minute but will bump this up for another to respond to

Do you mean debt free direct have sent you the cheque?

Posted: Sun Jun 05, 2016 10:20 am
by Foggy
If the cheque has been sent on by DFD I would assume that they do not wish to re-open old files to deal with distribution, which could actually cost more in admin and fees that the refunds are worth!

Posted: Sun Jun 05, 2016 7:57 pm
by Cloudy.45
Well I await the cheques DFD have cashed that should be mine my IVA completed 5 years ago they are not complying with Green v Wright are ignoring the law and have deleted my only post on this forum as a repeat which it is not my life is in tatters and I may sue or if I die through stress related illness everyone will know thanks JB for your email

Posted: Sun Jun 05, 2016 8:10 pm
by Foggy
Cloudy, as far as I am aware your posts have not been deleted. "Only post" ?? Twenty two so far. And DFD cannot delete, amend or otherwise interfere with posts on here.

The original post is here:

http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=78772

and the repeated post was locked, not deleted.

DFD are not ignoring the law ... the Green v Wright decision is not binding whilst under appeal.

Posted: Sun Jun 05, 2016 9:32 pm
by kallis3
Agree with Foggy - only mods and admin can delete or lock posts and DFD are certainly not amongst those.

Everything else is still there.

Posted: Mon Jun 06, 2016 10:33 am
by Lisa Thomas
SM1 did DFD forward the cheques to you or did it come from the PPI Company?

The law is up in the air at the moment - you could find that after the Court case is heard there is a small chance you could be asked to hand the PPI monies over. I would therefore either check with DFD and get them to confirm they have no interest in the funds or keep it in a safe place until after the green v Wright outcome is known.

Posted: Mon Jun 06, 2016 2:37 pm
by Laura.Harrop
Dear sm1

If you are concerned over this and want further clarification please drop me an email (address is in my profile), with all your contact details and I will get in touch to discuss your issue further.

Look forward to speaking to you soon.

Kind Regards

Posted: Tue Jun 07, 2016 5:51 pm
by sm1
Dfd sent me the cheque. Can I presume that this means they are not looking to reopen my case?

Posted: Wed Jun 08, 2016 9:46 am
by Lisa Thomas
It would seem so - what was the content of the covering letter?

Laura should be able to help clarify if necessary.