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Posted: Wed Jun 22, 2016 8:06 am
by Haze
Morning Pepes
I've had my Iva extended for another yr. Poop. So my iva will have been 6 yrs not 5. Question is will my iva still come off my record as they say 6 yrs from when it starts?
Many thanks
Posted: Wed Jun 22, 2016 9:03 am
by Foggy
Around about, yes. By the time you get your completion certificate the 6 years will have come and gone, so the records should start clearing right away ( allowing for the organisations processing times).
Do check your default dates to make sure they are correct. Background info here:
http://debtcamel.co.uk/repair-credit-record-iva/
Posted: Wed Jun 22, 2016 9:44 am
by Lisa Thomas
Hi Haze - was the extension due to your equitable interest being over £5k?
Your IVA will only come off the record once it is closed and you have your CC, by which time the 6 year defaults should have dropped off too.