www.iva.co.uk

Hi Everyone,

So my IVA is done and dusted, just a quick question;

Where does my credit file clean up? is it 12 months after my last payment or 12 months after receiving my CC?

Cheers

It is 6 years from the start of your IVA assuming you have your completion certificate, which is the official end date of the IVA (not the final payment date).

Have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/