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Posted: Fri Aug 26, 2016 2:36 pm
by Rick71
I received my Completion Certificate and Final Report from Freeman Jones yesterday. A bit earlier than I was expecting them, to be honest, so all credit to them for that. So thank you, Freeman Jones! It's great to finally be at the end of it all. Freedom at last! No doubt I'll now start receiving invitations to take out credit cards and stuff, all of which I'll happily ignore.
Thanks to everyone on here for their presence and advice. I wish you all the very best!
If anyone has any advice for things I may need to keep an eye on now the CC has been issued, please let me know. In the meantime, have a lovely Bank Holiday Weekend!
Posted: Fri Aug 26, 2016 2:41 pm
by kallis3
Excellent news - really pleased for you.
Just make sure your credit files are up to date but of course the IVA will remain on your record for six years from the start but you should drop off the Insolvency Register within three months.
Posted: Fri Aug 26, 2016 2:45 pm
by Foggy
Well done, Rick. Congratulations. Have a read here for info going forward:
http://debtcamel.co.uk/repair-credit-record-iva/
Posted: Fri Aug 26, 2016 2:55 pm
by Rick71
Ah, thank you very much! I've just popped that into my Bookmarks bar!
Posted: Fri Aug 26, 2016 8:48 pm
by watzki
Well done rick I'm with FJ so how long did it take from final payment to receiving your cc
Posted: Sat Aug 27, 2016 1:25 pm
by MerlinL14
Congratulations Rick. Good luck in your debt free future.
Posted: Sat Aug 27, 2016 7:00 pm
by kentgirl
Good news. Congratulations!
Posted: Sat Aug 27, 2016 9:43 pm
by Goosed
Rick,
Well Done.
Make sure you treat yourself in your first IVA payment free month.
Good luck for the future
Posted: Mon Aug 29, 2016 6:15 am
by luluj
Thats a great bank holiday present ! Well done and as others have suggested a little treat in the first month is truly deserved!
Posted: Mon Aug 29, 2016 9:30 am
by Rob1712
Hi Rick. That's great news and really quick from Freeman Jones. I am with FJ and can honestly say (so far) they have been brilliant. They have always been clear and on hand if I've had any queries. I would recommend them. I am in last year of equity release and have 11 payments left. Well done on your completion!!
Posted: Mon Aug 29, 2016 9:40 am
by kallis3
Not long to go for you then Rob - it will soon pass.
Posted: Mon Aug 29, 2016 9:43 am
by Rob1712
I hope so Kallis. I fear the next 11months will seem like an age #128561;#128561;. By the way, have followed your posts a lot on here - you have been and continue to be a source of support, guidance and information for many on here. Thank you.
Posted: Mon Aug 29, 2016 9:58 am
by Foggy
Try to put it out of your mind, Rob. Hard, I know, but a watched pot never boils, as they say
Posted: Mon Aug 29, 2016 10:01 am
by kallis3
Thank you for those kind words Rob - they mean a lot.
Posted: Tue Aug 30, 2016 9:35 pm
by Rick71
Watzki - sorry for the late reply, I've been away in Wales for the weekend and only got back this afternoon. My final payment went out on July 1st, and my CC arrived on August 25th. So that's eight weeks. Exactly how long they said they'd be. Not bad!
Thanks for your nice words, everyone!