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Posted: Sun Sep 18, 2016 3:52 pm
by Jase
Hi. My Iva ends at Xmas but I have a credit card with money owing on it. Do the Iva do a credit check on me on the final payment. Thanks.

Posted: Sun Sep 18, 2016 4:00 pm
by kallis3
Hi,

How have you managed to get a credit card whilst on the IVA?

Secondly your company may well do a final review with needing bank statements so be prepared for that.

Posted: Sun Sep 18, 2016 4:54 pm
by Foggy
They are unlikely to do a credit check unless given reason to -- however, these things do have a habit of coming out of the woodwork!

Posted: Mon Sep 19, 2016 12:22 pm
by Lisa Thomas
How have you managed to get a new credit card post IVA?

How much credit have you had on it - if your IP finds out you might have breached your IVA for not seeking their permission for getting over £500 credit however I doubt they will find out.

Posted: Mon Sep 19, 2016 12:31 pm
by kallis3
I take it you meant during the IVA Lisa?