Page 1 of 2
Posted: Wed Oct 19, 2016 11:54 pm
by Jo.58
Hi all
Just wanted to say last payment goes out tomorrow #128522; where have those 5 years gone.
Hopefully will all go smooth and will get the cc soon (will celebrate then)
#128522;
Posted: Thu Oct 20, 2016 12:12 am
by Jo.58
Just noticed under the name it's says I've Completed [:)]
Posted: Thu Oct 20, 2016 5:46 am
by plasticdaft
Great news. I know it wont be done until the cc arrives but the last payment going out is well worthy of a small celebration!!
Well done on what would have been a testing situation at times no doubt.
Paul
Posted: Thu Oct 20, 2016 7:58 am
by Foggy
Well done Jo -- yes the 5 years do slip by, looking back

Posted: Thu Oct 20, 2016 9:16 am
by Michael Peoples
Congratulations from me too.
Posted: Thu Oct 20, 2016 10:04 am
by Lisa Thomas
Well done JO - best of luck for a debt free future.
Posted: Thu Oct 20, 2016 10:10 am
by Jo.58
Thanks all, yep been ups and downs and lots of mixed emotions but looking back it's gone really quickly (scary) when you first start out you think 5 years! But it's worth it taught us a lot and this site has been invaluable over the years, so thank you all for your time, encouragement and support. So glad I click on this site when I first started out looking for info and I'm not sure if Mel comes on here anymore but a big thank you to her for getting us started on this journey
Keep up the good work guys and I will let you all know when I get the cc
Jo x
Posted: Thu Oct 20, 2016 10:19 am
by kallis3
Brilliant news Jo - really pleased for you.
Posted: Thu Oct 20, 2016 10:23 am
by Michael Peoples
I still keep in touch with Melanie so I will pass on your thanks to her. I am sure she will delighted for you too.
Posted: Thu Oct 20, 2016 2:40 pm
by Goosed
Well done Jo,
It's a great feeling isn't it?
Best of luck for the future.
Posted: Thu Oct 20, 2016 9:54 pm
by MelanieGiles
Jo
I do look onto the forum quite regularly, but haven't posted now for almost two years.
I remember you very well, and am delighted to hear that you are almost at the end of your IVA journey. I was very happy to have acted for you in the early months of the IVA, and send you my very best wishes for the future.
Posted: Thu Oct 20, 2016 9:56 pm
by kallis3
A big warm welcome back Mel! Great to see you again.
Posted: Thu Oct 20, 2016 10:03 pm
by MelanieGiles
Thanks Kallis
Must admit it does seem very strange posting again on the forum - and I have to admit it's taken me all evening to remember how to do it again!
I hope that I will be able to continue to make the odd valuable contribution to the forum into the future.
Posted: Thu Oct 20, 2016 10:05 pm
by kallis3
Please do - you have been sadly missed by so many of us.
Posted: Thu Oct 20, 2016 11:52 pm
by Jo.58
Thank you Mel
I remember when we first started on this journey you did ask me if my avatar was of my dog lol, unfortunately at the time I had not long lost my dear old dog but now happy to say I finally got a new puppy for my 50th birthday. We can start our new chapter with a new pup and our 2 year old grandson!!
So thank you again for all your support, understanding and help [:)]