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Posted: Fri Nov 04, 2016 5:57 pm
by Jo.58
Hi all
Well it has finally arrived just over 2 weeks since final payment and we have the completion certificate, no problems from credit fix really smooth, so can finally celebrate yay happy days [:)]
Just one question in the letter it says to send a copy of the final report to the credit agencies, do I send it all or just the CC?
Thanks x
Posted: Fri Nov 04, 2016 6:05 pm
by Foggy
You shouldn't have to send anything --- CF inform the Insolvency Service who, in turn, report to the credit reference agencies. I would wait until the entry comes off the Insolvency Register, then check the CRA'a using Noddle and / or Clearscore to make sure they have it marked as completed.
Posted: Fri Nov 04, 2016 6:17 pm
by kallis3
Agree with Foggy - you shouldn't have to do anything other than check the agencies.
Great news that you have that all important bit of paper.
Posted: Fri Nov 04, 2016 10:35 pm
by headbanger
Brilliant news. My last payment to credit fix is two weeks today.
Posted: Sat Nov 05, 2016 6:18 am
by huddo64
I'm a little concerned now. My F and F was accepted by my creditors back in June but I still have not received a completion certificate from credit fix. I also have just received a letter from one of my creditors stating my debt has been passed over to another debt collection company and as of June 01st I owe over £1k. Bit confused, is my iva complete?
Posted: Sat Nov 05, 2016 9:57 am
by Foggy
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by huddo64
I'm a little concerned now. My F and F was accepted by my creditors back in June but I still have not received a completion certificate from credit fix. I also have just received a letter from one of my creditors stating my debt has been passed over to another debt collection company and as of June 01st I owe over £1k. Bit confused, is my iva complete?
Not until you get that certificate, Huddo. I would give them a ring. In the meantime see if your entry on the Insolvency Register has been marked completed.
Posted: Sun Nov 06, 2016 7:28 am
by huddo64
I just searched the Insolvency register on the government site by my name and it returned no results. Does this mean l am no longer on the register? Or is there another way to find out?
Posted: Sun Nov 06, 2016 10:31 am
by Foggy
Seems you have completed .... maybe the certificate "got lost in the post".
Other than asking your IP you could have a look on Noddle to see if the IVA is marked as completed.
Posted: Wed Nov 09, 2016 4:30 pm
by Jo.58
Thanks all,will keep an eye on the register
xx