Page 1 of 1

Posted: Fri Nov 18, 2016 8:31 am
by Cath
Oh Happy Day.......opened up my email this morning to the final report from Creditfix. I've had a bit of debate with them this last couple of weeks but now it's all over (I'm sure they can't come back and say it was all a big mistake now!!!)

After 7 years, I am now debt free, I feel as elated as I did on the day my creditors agreed the IVA.

I would like to thank the forum because if I hadn't found it and Melanie Giles, it would probably have been a different outcome. It's been a long 7 years but at least now I can say it was worth!

I've popped in from time to time, usually when I've had some queries/difficulties to get a second opinion on and you guys have always been great, Mel, Kallis, Lesley, Foggy, Michael,Lisa, everyone and does anyone know what happened to Pennyless, we started our journey at the same time, I hope he is free now too!!

Thanks again and a big fat YAYYYYY!!!!!!!!

Posted: Fri Nov 18, 2016 8:56 am
by kallis3
So pleased for you Cath.

Posted: Fri Nov 18, 2016 9:00 am
by Foggy
Well done Cath ... Onward and Upward, as they say :-)

Posted: Fri Nov 18, 2016 1:27 pm
by Lisa Thomas
Great news well done!

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/

Posted: Fri Nov 18, 2016 2:41 pm
by Goosed
Great news Cath,

Fantastic feeling isn`t it?

Have a bit of a celebration tonight.

Posted: Fri Nov 18, 2016 7:01 pm
by MerlinL14
Great news, congratulation Cath.

Posted: Fri Nov 18, 2016 7:41 pm
by shazj1007
Well done! Enjoy x

Posted: Fri Nov 18, 2016 10:35 pm
by Cath
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Lisa Thomas

Great news well done!

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
Thanks Lisa, I've had a look at all the free credit scores and because my IVA was so long, the only negative thing that is still on there is the IVA itself, which should soon drop off!

Posted: Sat Nov 19, 2016 12:11 am
by luluj
Brilliant news ..well done. Enjoy your debt free life !

Posted: Mon Nov 21, 2016 12:57 pm
by Lisa Thomas
Yes within 3 months you can check here:

http://www.insolvencydirect.bis.gov.uk/eiir/