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My IVA completed this year
Posted: Sat Dec 24, 2016 4:46 pm
by markss675
My IVA completed this year 6months ago and most creditors have amended my CRA files accordingly. I had a vanquish card in my IVA which was added mid term in the IVA and Capquest bought the debt in 2013. The problem is despite my completion certificate showing the Vanquish debt along with the other debts Capquest are still saying that they can not trace any record of the IVA and this account still shows on the 3 CRA. Whilst my credit score is improving this debt is not helping. Should I ICO them?
Re: My IVA completed this year
Posted: Sat Dec 24, 2016 5:04 pm
by Foggy
Send them a copy of the Chairman's Report and the final report and completion certificate. The first will confirm the inclusion of the debt in an IVA and the latter will confirm it's completion.
Re: My IVA completed this year
Posted: Sun Jan 29, 2017 4:28 pm
by markss675
Good news now that they have at last realised this debt was included in my IVA which completed last June. Thank you for your reply.
Re: My IVA completed this year
Posted: Sun Jan 29, 2017 4:31 pm
by kallis3
Good news!
Re: My IVA completed this year
Posted: Sun Jan 29, 2017 4:38 pm
by markss675
Yes thanks they are removing default too.
Re: My IVA completed this year
Posted: Sun Jan 29, 2017 4:45 pm
by Foggy
Onward and Upward
