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Iva on credit record

Posted: Sun Jan 29, 2017 10:38 am
by Vic
I took out a Iva 85 months ago it failed in the first year the went bankrupt 72 months ago the bankruptcy as now dropped of but the Iva is still there how do I get this Iva of my credit record can someone help thanks

Re: Iva on credit record

Posted: Sun Jan 29, 2017 10:57 am
by kentgirl
I would have thought the iva would have dropped off by now too, usually around the six year anniversary. You could try contacting the credit agencies and ask them to update you file.

Re: Iva on credit record

Posted: Sun Jan 29, 2017 12:08 pm
by kallis3
Hi,

Get in touch with your original IP and ask them to remove the record and also get in touch with the credit agencies.

Re: Iva on credit record

Posted: Sun Jan 29, 2017 12:11 pm
by Vic
Hi thanks for the reply I think il give them a call Tommor

Re: Iva on credit record

Posted: Sun Jan 29, 2017 12:14 pm
by Vic
I think the Iva company I used went bust so wot would I need to do

Re: Iva on credit record

Posted: Sun Jan 29, 2017 12:34 pm
by kallis3
Which company was it? They were probably taken over. Should mention it on the credit record.

Re: Iva on credit record

Posted: Sun Jan 29, 2017 12:50 pm
by Foggy
The IVA will not drop off as it looks like it was never reported as failed by the Insolvency Service. Have you checked the Insolvency Register ?

Re: Iva on credit record

Posted: Sun Jan 29, 2017 1:44 pm
by Vic
Hi foggy I've just tryed looking but when I put my details in it just keeps coming up no match found

Re: Iva on credit record

Posted: Sun Jan 29, 2017 1:48 pm
by kallis3
Did you have a termination notice?

Re: Iva on credit record

Posted: Sun Jan 29, 2017 2:26 pm
by Foggy
Vic wrote:
Hi foggy I've just tryed looking but when I put my details in it just keeps coming up no match found
Looks like it was terminated then. I would ask the IS to report to the CRA's that the IVA is no longer in force.