www.iva.co.uk

I completed my IVA this month and have CC I have contacted Experian and Equifax and they say the IVA will drop of 24/03/17 or within a couple of days even though I am still on IVA register will my credit score rise literally overnight or if not when.

Once six years are up and assuming defaults have gone then your record will begin to rebuild. It depends on what you have on record i.e. mortgage, bank accounts etc.

Keep checking Noddle and Clearscore to see how things are going.

Thanks Kallis, I have mortgage, bank account and mobile telephone accounts all showing and up to date so hopefully this will help.

It will all help. You could also try to get a credit card such as Capital One and if you use it pay off each month. A soft search is carried out so nothing shows up if it is rejected.

Have a read here:

http://www.iva.co.uk/what-does-an-iva-d ... dit-record